Southern Colorado Insurance Center Blog

All You Ever Wanted to Know About Insurance

One Family’s Tragedy is a Reminder to Us All

When I was being taught how to drive, I was given the ABC's of getting started. I don't mean the how-to's or the what-to-do's, I mean the actual ABC: A - Always Adjust for safety B - Buckle your seatbelt C - Check...

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One of Your Hobbies Could Turn Out to be a Liability!

Many people (including us) have started if not kept up with blogging for years. Some have started their own, personal blogs; others use it to keep people up to date about their business and the trends of their...

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I Would Like to Introduce You to...

Anyone who has worked in child care of any kind knows that there will be a turnover on the children that are enrolled. Even if you haven't worked in child care, your child's class ever seems to stay the same does it? ...

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own - if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

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Self Insured Retention vs High Deductibles

In the current economic climate, first-dollar coverage has become a luxury that many commercial insureds can no longer afford. Although policies with large self-insured retentions (SIRs) and deductibles have always been...

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Exceed the Expectations (Or at Least Be Ready For Them)

Valentine's Day is approaching quicker than anyone is willing to admit. Hopefully you and your significant other have some special plans (or surprises) in the works for each other. We at Southern Colorado Insurance...

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Insurance Isn't Always Enough

It's 7:30 on a Monday morning. You wake up, start your coffee maker and notice that it's snowing outside. You get ready as usual, you make sure your insurance is up to date (as I'm sure we all do early Monday mornings)...

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How is My Workers' Compensation Premium Determined?

Your workers’ compensation premium is determined by a formula that has three primary elements: 1. The type of business you have 2. Your business’s history of workplace accidents 3. The total payroll of your business The...

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Construction Bonds

The construction industry is rebounding or possibly the rebound in the construction industry is leading an improving economy This is a good month to look at contractors. Thanks to the improving economy, the construction...

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Flood Insurance - What You Should Know

Lately we have been hearing more and more about the horrors of floods. Locally you probably know someone who has gone through flood damage or someone who has lost a home due to a flood and learned after the fact that...

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