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Southern Colorado Insurance Center Blog

All You Ever Wanted to Know About Insurance

Small Business Professional Liability

Many small business owners have typically not worried about professional liability claims. However, due to the past few years economy, those worries are now increasing. We are seeing small business sued who in particular rely on web services. As our technology increases, so do our exposures. Most business owners are turning to automation to increase their productivity and expand their marketing for business development. However in doing so, there are increased risks often overlooked.

The risks of which I speak include hackers, viruses and other cyber attacks. Failing to prevent these attacks are costly and time consuming for the business, but also expose their customers to breach of private information. Business owners are now turning to insurers to help recover some of the money lost due to these conditions only to find it not to be a covered cause of loss under the Business Owner Package policy. Many professional liability insurance companies exclude certain items also so each policy must be examined closely. If you have questions regarding your insurance policy, please talk with your agent or one of ours.

SCIC TEAM is not an attorney, accountant or certified financial planner and makes no representations or warranties to that effect. Always check with your chosen professional as to statements made in this blog for your particular situation.


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