Southern Colorado Insurance Center Blog

All You Ever Wanted to Know About Insurance

Introduction to WRAP or OCIP Programs

More and more contractors are being required to work under owner controlled insurance programs (OCIPs). At one time, these programs were limited to large single-site projects. As time goes by, they are appearing on...

Read More


Is Your Construction Risk Management Program Optimized?

Construction Risk Management provides insight into some of the thorniest risk and insurance issues that arise on construction projects. Do you utilize subcontractors on your construction projects? Do your construction...

Read More


Hiking for beginners

Hiking is a wonderful way to immerse yourself in the outdoors. Transported by your own two feet and carrying only what you need for the day on your back, you can discover the beauty of nature at whatever pace you’re...

Read More


Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

Read More


Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

Read More


Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

Read More


Equine lawsuit

The U.S. Court of Appeals for the Eleventh Circuit, reversing a decision by the U.S. District Court for the Southern District of Florida, has ruled that a liability insurer had no duty to defend its insured against a...

Read More


New Personal Flook Insurance produce

Message from the Editor ISO's New Personal Flood Insurance Product - It is no secret that the National Flood Insurance Program (NFIP) is drowning in billions of dollars of debt, and the dire situation dramatically...

Read More


Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

Read More


6 Homeowners Insurance Tips for Super Bowl Party Hosts

Despite the fact that not everyone loves American football - particularly in light of its recent politicization via the "Take a Knee" campaign - most everyone loves a party. That makes the ad hoc holiday known as Super...

Read More