At Southern Colorado Insurance Center, we know that no type of business or workplace is completely free of risks. We also know that not every insurance product is right for every business. If you are an employer in the state of Colorado, you need workers compensation insurance, but with so many options available, you may not know what would be your best choice. A small, family-run restaurant has very different needs from a custom metal-fabrication shop or a trucking and transportation company. We have options to help you customize your coverage and create a safe, supportive environment for you and your staff.
Colorado Workers compensation insurance is a type of no-fault liability coverage that protects both your business and your employees if a worker incurs an injury while on the job. Workers comp policies can provide coverage for medical treatment and lost wages for the injured employee and also protect your business from lawsuits resulting from on-the-job injuries.
As a business owner, you have concerns about workplace safety, and no doubt, you provide some safety procedures and training for your workers. Southern Colorado Insurance Center can help by discussing the risks unique to your field. After identifying risks, we can also assist you with a workable plan to minimize those risk We’ll also help you understand which workers comp coverage features might be most suitable to your company’s situation. Your options may include
- Vocational rehabilitation consultations
- Medical disability case managers
- Physician consulting services
- Legal staff
- Contracts with medical network providers
- Managed prescription drug programs
- Certified life-care planning nurses
- Innovative payment options
- Utilization management
Our agents at Southern Colorado Insurance Center have experience with the newest developments in workers compensation insurance in Colorado, and we’re ready to help you weigh your options. Contact us today to learn more.