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Southern Colorado Insurance Center Blog

All You Ever Wanted to Know About Insurance

How to Adequately Insure Your Restaurant

When you run a restaurant, you need to protect it in case of emergency, but this goes further than just protecting against natural disasters. You'll also need to protect your food and other supplies, as well as your...

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Important Insurance Coverage Concerns for Home Healthcare Facilities

Rather than moving into residential care facilities, many seniors and people with chronic illnesses prefer to utilize home healthcare services. These types of services enable them to remain in their own homes while...

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Why Insurance Is So Important for Senior Group Homes

Managing a senior group home, nursing home, assisted living facility or other elderly care facility is a great way to give back to some of the most vulnerable members of our society. However, it doesn't come without...

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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What You Need to Know about Insurance for Youth Group Homes

Managing a youth group home is an admirable career path. You are doing your part to improve the lives of young people who are most in need. However, there can be potential risks involved in this type of group home, so...

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Why You Need Bid, Performance and License Bonds for Your Construction Project

As a contractor, it is important that you protect your business when working on projects. But what about your customers? As trustworthy as your company may be, they'll still desire their own protections to ensure the...

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The Importance of Construction Insurance and Wrap-Up Insurance

Construction sites are fraught with dangers, so there is always the possibility of accidents resulting in property damage or injury. Rest assured, Debbie Klisch, Southern Colorado Insurance’s own certified construction...

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What Construction Managers Need to Know About Professional Liability Insurance

If you have been in the construction business for any length of time, you know how rare it is for everything to go exactly according to plan during a major project. No matter how careful you are throughout the process,...

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Professional Liability Insurance Coverage for Engineers

Engineers, architects, and other design professionals often work on high-value projects, so any lawsuits relating to these projects can be incredibly costly. As an engineer, of course you do your best to keep your...

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Why Medical Professional Liability Insurance Is Essential for Doctors

No doctor or nurse should be without medical professional liability insurance, often called medical malpractice insurance. Even the simplest medical procedures aren't without risk, so there is always the possibility...

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What Dentists Need to Know About Medical Professional Liability Insurance

Medical professional liability insurance, also called medical malpractice insurance, is essential for any dentist. Without it, a medical malpractice lawsuit could wipe out your practice and even your personal life's...

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Why You Need Technical Writer Insurance

If you work as a technical writer or manage an agency that employs technical writers, it is crucial that you have technical writer insurance. Because of the specific, detailed nature of technical writing, you could be...

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What to Do If Your Homeowners Insurance Policy Is Canceled Due to Claims

Many insurance companies will elect to cancel your homeowners insurance policy if you make too many claims within a specified amount of time, which can vary from insurer to insurer. In most cases, you can't control when...

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When Driving Takes a Sinister Turn

It may surprise some that the term "sinister" is actually Latin for the direction "left." However, over the ages, and to the chagrin of roughly 10% of the world's population who are left-handed, the word has come to...

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How to Ride Your Motorcycle Safely in a Group

Group riding is a favorite activity among many motorcycle riders. Whether you’re part of a riding club, a social event, a charity ride, or out for a leisurely cruise with friends, group riding can be a rewarding way to...

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Enhance Your Homeowners Insurance Policy with Essential Add-Ons

Homeowners insurance is designed to protect you in case something happens to your home, like if it is damaged in a fire or storm. It will also protect you if someone is injured while on your property, covering their...

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Everything You Need to Know about Percentage Deductibles

Most insurance policies, including homeowners insurance, come with what is known as a deductible. When you make a claim, the deductible is the amount you'll have to pay out-of-pocket before your policy kicks in. While...

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The Difference Between Flat and Percentage Deductibles

If you have any type of insurance policy, you are likely familiar with the term, "deductible." This is the amount that you will have to pay when you file a claim before your policy will take over. While many types of...

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Spring Cleaning Tips

Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...

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Three Ways to Lower Your Carbon Footprint

April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...

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Home Security Technology: Keeping you ahead of the burglars

Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...

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Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...

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Looking at a new piece of jewelry? Make sure to look at your insurance, too

Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...

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Need insurance on construction projects?

Southern CO Insurance is the Agencyfor construction business More markets than most Agencies in the region, with new markets recently added Admitted and E&S "A" rated carriers. Admitted options available in select...

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Is your home as efficient as it could be? An energy audit can tell you

Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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