Southern Colorado Insurance Center Blog

All You Ever Wanted to Know About Insurance

Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

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Let's talk Turkey...still frying

Still frying your turkey? Although the craze for cooking the Thanksgiving turkey in an outdoor gas-fueled fryer that uses hot oil seems to have faded, some people continue to fry their turkey. But there is a safe way to...

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Cyber Security Month is October

October is Cyber Security Awareness month, a reminder for consumers to review their bank statements and credit card bills to confirm that all the transactions listed are legitimate. Individuals should also be vigilant...

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Piercing the Corporate Veil and why your Organization needs D&O liability coverage

Usually, an organization is treated as a separate legal entity, and its directors and/or officers shareholders would not be directly financially responsible for its trials and tribulations. However, if an organization...

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5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

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8 facts about credit card and rental car coverages

It's summertime, and peak season for vacationers and car rentals. Even though most standard auto insurance policies cover rental cars, roughly 20% of consumers always purchase supplemental coverage when renting a car,...

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Celebrate National Night Out With Your Neighbors

In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Southern Colorado Insurance Center,we know you want to protect what's important. That's why we're offering...

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What Does Your Report Say?

An article written by the Insurance Journal early last year stated that 1 in 20 credit reports had errors in it. That's right...your credit report may contain some errors! What does this mean? Well, if you don't...

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Severe Weather and Fire Danger

With the warmer weather comes the dryer air. Not only does this affect your allergies, it also can affect the fire danger and severe weather alerts we get. Luckily every severe weather alert does not guarantee a bad...

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National Playground Safety Week

Did you know that National Playground Safety Weeks is this week? What is National Playground Safety Week? National Playground Safety Week is a week dedicated to the preservation and safety maintenance of our playgrounds....

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Have a Happy Easter!

Easter Sunday is only a couple days away! If you have plans to throw a party or an Easter egg hunt for the kids, here are a few ideas to guide you in the right direction. To add some additional fun to your egg hunt:...

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Awareness of Holiday Dangers

It's April already! That means that the warm weather and holidays are headed our way. With Easter coming up and Memorial Day after that, we can only imagine what fun plans and BBQ's you are planning for your family!...

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A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23%...

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7 Scary Finding from Synmantec Internet security

A newly released study by global information protection expert Symantec Corp. delves into the problem of cyber security and suggests that we’ve only seen the tip of the iceberg. The increase in mega breaches, aggressive...

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Window Insulation Isn’t Just for Winter

We all know that we should insulate our windows and doors in the fall in preparation for winter. However, a lot of people have started insulating their windows and doors in the spring time as well to help keep not only...

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Key to a Healthy Lifestyle

Colorado Springs has been repeatedly named one of the most active cities in the nation. We have events, exercise activities and lots of local stores that help to add to this title we proudly carry. As we get further in...

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And Now for a Game of 'Was It Covered?'

Being an insurance broker, I come across some very unique claims and back-stories. Looking at some that happened nationwide or even internationally can really get you thinking. I thought it would be fun to mention some...

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Do You Need International Car Insurance?

With summer coming up on all of us so quickly, some of you might be planning your family vacations already. Kudos for you for planning ahead! Vacations can be expensive and starting a budget plan early in the year can...

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Budget Lessons for Kids and Adults Alike

There are numerous lessons that you can teach your kids using everyday actions. It may not be the fastest thing to do but they will retain the lessons much better if they have an associated event or memory to attribute...

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Cash or Credit?

There is a debate of how you should pay your monthly insurance premiums. Some say they prefer using credit cards, some say they prefer a check or schedule a withdrawal from their bank accounts. There are pros and cons...

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Another Bonus to Monitoring Your Driving Habits

We have all seen the commercials with the spokesperson trying to influence others to try a little white click-in box to monitor your driving habits. These boxes are becoming more and more popular with some Auto...

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Preventing Age-ism

Coming out of retirement, back into the work force, I noticed "age-ism" in a big way Thought I'd share this article with my fellow business owners Preventing Age Discrimination Develop Tenure Employees March 18, 2014 BY...

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Spring Time Means Local Wildlife

Spring has sprung! Yesterday was the first day of Spring and here in Colorado Springs that means that the wildlife has already started to explore the area. These animals include: bears, mountain lions, foxes, snakes,...

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Get Ready to Safely 'Spring Forward'

Daylight Saving Time begins Sunday, March 9, 2014, for most places in the United States, so don't forget to set your clock forward one hour. We here at Southern Colorado Insurance Center want to remind you it's also a...

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Don't Rely on Luck!

Check out these facts about Colorado residents on St. Patrick's Day! In 2012, there were 424 arrests and four deaths throughout the state of Colorado because of drunk driving on St. Patrick's Day alone The cost...

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Should you get cell-phone insurance?

With all the newest phone models and brands hitting the market at such a fast rate, it seems like getting phone insurance would be the best idea to cover the purchase and commitment you're about to make. However, this...

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Family Insurance and You

Whether you have a family or are planning on creating one, there is a lot of information out there about how to best prepare for such a venture. Some of the information that may be so well-known or easy to find is the...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Insurance Information Useful to All

Insurance can be a complicated thing to figure out, especially if you are trying to do it on your own. We at Southern Colorado Insurance Center work to make things easier for you by finding you the best fitting policies...

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What’s Your Rank?

Choosing a college should depend on more than just tuition. Don’t get me wrong, tuition is a major aspect of college, especially if you are helping put your child through it. However, there are a lot more things to...

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What is Med-Pay?

If you are not familiar with insurance terms or the vast complexity of all of the different areas and parts of insurance policies, you may not know what Med-Pay is. Med-Pay is actually very important, especially with...

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Loss of Income

Weather events continue to dominant the headlines. Property damage, power outages, closed roads – these and other after-effects of severe weather can force a business to close with financial repercussions that quickly...

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Take These and Call Us in the Morning

How many parents out there have gone into a child care center or daycare and taken the tours offered? If you have looked into child care you should have raised your hand. There is a lot to learn about child care centers...

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The Growing Threat of Cyber Criminals

As mentioned in our post on identity protection, a lot of businesses in the year of 2013 were forced to make public statements that large numbers of customer's personal information had been obtained through the...

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Something to Add to Your Grocery List?

How many of us shop for insurance while shopping for our groceries? I would imagine that anyone around the Colorado Springs area would not raise their hands. This would not be the case in Tennessee where a local...

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The Importance of Self-Security

We have all heard stories about people who have had their identity stolen. Recently we have been hearing more from companies who make comment that their systems were hacked and large numbers of people's information was...

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One Family’s Tragedy is a Reminder to Us All

When I was being taught how to drive, I was given the ABC's of getting started. I don't mean the how-to's or the what-to-do's, I mean the actual ABC: A - Always Adjust for safety B - Buckle your seatbelt C - Check...

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One of Your Hobbies Could Turn Out to be a Liability!

Many people (including us) have started if not kept up with blogging for years. Some have started their own, personal blogs; others use it to keep people up to date about their business and the trends of their...

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I Would Like to Introduce You to...

Anyone who has worked in child care of any kind knows that there will be a turnover on the children that are enrolled. Even if you haven't worked in child care, your child's class ever seems to stay the same does it? ...

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own - if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

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Self Insured Retention vs High Deductibles

In the current economic climate, first-dollar coverage has become a luxury that many commercial insureds can no longer afford. Although policies with large self-insured retentions (SIRs) and deductibles have always been...

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Exceed the Expectations (Or at Least Be Ready For Them)

Valentine's Day is approaching quicker than anyone is willing to admit. Hopefully you and your significant other have some special plans (or surprises) in the works for each other. We at Southern Colorado Insurance...

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Insurance Isn't Always Enough

It's 7:30 on a Monday morning. You wake up, start your coffee maker and notice that it's snowing outside. You get ready as usual, you make sure your insurance is up to date (as I'm sure we all do early Monday mornings)...

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How is My Workers' Compensation Premium Determined?

Your workers’ compensation premium is determined by a formula that has three primary elements: 1. The type of business you have 2. Your business’s history of workplace accidents 3. The total payroll of your business The...

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Construction Bonds

The construction industry is rebounding or possibly the rebound in the construction industry is leading an improving economy This is a good month to look at contractors. Thanks to the improving economy, the construction...

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Flood Insurance - What You Should Know

Lately we have been hearing more and more about the horrors of floods. Locally you probably know someone who has gone through flood damage or someone who has lost a home due to a flood and learned after the fact that...

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Don't Worry So Much About The Monster Under The Bed!

There's something creeping towards all of us! We never quite feel ready for it when it gets here... It raises our blood pressure... It relies on year-long panic of when it comes back... It's....It's...It's TAX TIME! ...

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Avoid Fumbling on Super Bowl Sunday

What team will win the Super Bowl is the question many people are wondering around this time of year. With the game quickly approaching, our own diligent team at Southern Colorado Insurance Center wants to give you a...

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Be the Pinnacle of Health & Wellness This Winter

It goes without saying that keeping yourself and your family healthy through the winter months can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing around colds at school...

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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