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Southern Colorado Insurance Center Blog

All You Ever Wanted to Know About Insurance

Apartment Owners - Beware

If you own an apartment building, you have a lot to worry about. Aside from tenants needing round-the-clock assurance that their concerns are being addressed, there are other business elements that apartment owners need to make a priority.

First and foremost, is your property properly insured? In Colorado, Mother Nature blesses us with a wide variety of natural disasters. And while your tenants have passed your application process, man-made disasters can occur as well.

For these reasons (and many more), you need coverage for the unexpected. Whether it is theft, fire or a windstorm, if your building is damaged or if your office contents, such as tenant leases and paperwork, are destroyed or stolen, it may be impossible to house tenants or manage their concerns. Business Property insurance helps you protect the building, equipment and income you rely on each day.

Whatever each new day brings, Southern Colorado Insurance Center is your best defense against unexpected occurrences such as fire, hail, windstorms, and other natural disasters. Key coverage examples include:

Building Coverage

You find success in your store, office, factory, and/or other locations. Then a major fire renders your place of business unsafe for you and your employees. Southern Colorado Insurance Center will make certain your damaged building is repaired or rebuilt quickly so you avoid losing income and preserve both the equity and your future.

Business Personal Property Insurance

The loss of any property you own or create for sale affects your bottom line. If a windstorm damages any of these items, Southern Colorado Insurance Center can help you replace everything from computers and inventory to equipment and tools.

Business Income

Southern Colorado Insurance Center provides coverage to keep your business operating until goods and services are being produced again. This insurance not only replaces lost business income while the office and its contents are being rebuilt and replaced, but it can also cover the operating and payroll expenses necessary to keep you and your business on your feet after a loss. You can even elect Extended Business Income Coverage, which helps replace lost business income for an extended period of time after your business operations resume.

Many businesses can benefit from Business Property insurance. Our experienced agents at Southern Colorado Insurance Center can help apartment owners make sure they have the best coverage they need. We can help you protect your building, your assets, your tenants and your business. Give us a call today to see how we can help you save money and protect your business!


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