Southern Colorado Insurance Center Blog

All You Ever Wanted to Know About Insurance

Protect Your Colorado Business with the Right Insurance

From the day an entrepreneur starts a business, he exposes himself to certain risks. Even before the first employee is hired, a business is at risk, making it important to have the right insurance in place. One lawsuit...

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What You Should Know About Small Business Insurance in Colorado

Did you know that more than half million entrepreneurs start a business each month across the country? That’s stiff competition! Making the right insurance moves can mean the difference between a first-anniversary...

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Home-Based Business Insurance in Colorado

You finally did it. You started your own business. You get to work from home. No more battling the traffic on SH 83 and SH 115 or dealing with the constant backups on I25. While you’re saving money on your commute, make...

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Non-Renewed or Cancelled Auto Insurance?

You never want to hear the words: "Your policy has been canceled" from an insurance company. Finding out that your car insurance policy hasn’t been renewed is no picnic either. However, the difference between ...

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Equipment Breakdown Insurance for Apartment Owners

As an apartment building owner, you have a lot of balls in the air. And just when you think you’ve got the rhythm down and are juggling everything just right, another ball is thrown into the mix. Would you be prepared?...

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Cyber Liability Insurance for Colorado Businesses

Have you ever heard a news anchor try to explain the latest mega breach, data breach or security breach? It’s hard to follow the story because it’s difficult to comprehend – for the reporter and the viewer. Cyber...

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Secrets to a Successful Non Profit Organization

Many nonprofit organizations, like for-profit businesses, are facing a shortage of workers, both paid and volunteer. At the same time, volunteer work has become a way for students and the unemployed to gain or retain...

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Apartment Owners - Beware

If you own an apartment building, you have a lot to worry about. Aside from tenants needing round-the-clock assurance that their concerns are being addressed, there are other business elements that apartment owners need...

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Pinnacol announces rate decrease in 2017 Workers Compensation

Pinnacol’s Announces 2017 Rate Decrease and Intent to Issue a General Dividend Rates • On Nov. 2, 2016, Pinnacol Assurance’s board of directors approved a 3.2 percent average rate decrease across our book of business. •...

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Insurance for Colorado Apartment Building Owners

What Should Apartment Building Owners in Colorado Consider When Evaluating Insurance Options? If you are a landlord looking for apartment owners insurance, Congratulations! You are taking your responsibilities as an...

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Colorado Workers Compensation

At Southern Colorado Insurance Center, we know that no type of business or workplace is completely free of risks. We also know that not every insurance product is right for every business. If you are an employer in the...

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Insurance Coverage for Contractors in Colorado

We at Southern Colorado Insurance Center understand that every contractor or construction company in Colorado is unique and has special insurance considerations. For contractors and construction companies, it doesn’t...

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Workers Comp & Vehicle Insurance for Colorado Landscaping Companies

At Southern Colorado Insurance Center, we can help you with the insurance products you need in order to protect your Colorado landscaping business. Not only do we want you to stay safe, but we also want you to...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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Insurance for Difficult Investment Properties in Colorado for Renovation

At Southern Colorado Insurance Center, we know you want to take on those big dreams. Some situations fire up your imagination with so many possibilities: You find a house on the auction block for unpaid taxes or an...

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Insurance for Snow Removal in Colorado

At Southern Colorado Insurance Center we have fond memories of snow days. For kids, record-breaking snowfall can be exciting and fun. What youngster doesn’t enjoy a cold winter day while school is closed—a day for...

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Insurance for Retail Printing Companies in Colorado

Some people might think that printing hasn’t changed much over the past couple centuries, but they’d be wrong, and not just about moveable type and copper plates. These days, the printing business in Colorado involves...

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Insurance for Manufactured Homes in Colorado

At Southern Colorado Insurance Center we know that it can be a challenge to find the right insurance when your manufactured home is important to you. Many insurers don’t know the difference between manufactured homes...

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Worker Safety in the Oil and Gas Industry

At Southern Colorado Insurance Centerwe know that your oil and gas contracting business wants to keep a safe workplace and avoid worker injuries. You're in a dynamic industry that explores the unknown and finds...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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Understanding Professional Liability (E&O) Insurance

At Southern Colorado Insurance Center we want to do everything we can to help you protect your business, and help you understand the importance of your insurance. Most business owners know that they need general...

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Insurance for Excavating Businesses in Colorado

At Southern Colorado Insurance Center, we share your concern that excavation sites are serious business. Youngsters find digging fascinating. They love the sight and sound of the heavy equipment and the discovery of...

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Insurance for Carpentry Businesses in Colorado

As a carpenter you have a lot on your mind. For construction carpentry, you’re concerned with finding the right dimension in lumber or particle board and creating solid work that will stand the test of time. You and...

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10 Useful Apps for Small Business Owners

Small business owners are busy. It goes with the territory. So here’s a collection of 10 useful small business apps to help make running your business a little bit easier. 1. Expensify You know expense receipt-keeping...

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NFL preseason is here. Know this season's kick off times with the NFL 2016 preseason schedule

NFL preseason is here. Know this season's kick off times with the NFL 2016 preseason schedule. http://j.mp/2bCzH2v

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Insuring Your Landscaping Business

At Southern Colorado Insurance Center we appreciate the hard work your landscaping, lawn-care or gardening business delivers to help both homes and places of business look their best. You and your team can enhance curb...

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Safety Tips for Your Summer Swims from Southern CO insurance

When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger.According to the U.S. Centers for...

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5 Safety Tips for Your Pokémon Go Adventures

There are (virtual) Pokémon among us. They’re in our parks, on our sidewalks and at our national monuments. And, you can catch them and train them for battle with the Pokémon Go game for mobile phones. In the world of...

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Auto Insurance Questions

Of all the types of insurance available, auto insurance is likely the one you feel most familiar with. All but a handful of states require some insurance to drive, which makes getting car insurance almost as much a rite...

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Crime prevention tips for commercial child care centers

Every week Southern CO Insurance receives reports of new claims, at child care centers, that involve one type of criminal activity or another. It appears that the same thing motivates most of these types of activity:...

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Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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Manage Subcontractor Default Risk

Although it sounds counter intuitive, subcontractors who tighten their belts and survive an economic downturn sometimes fall apart at the seams during the subsequent recovery. In their exuberance about new job...

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School Critical prevention and Recovery Insurance program

School Critical Protection & Recovery (CPR) Insurance Program Student accident programs have always been designed to protect students while they are the responsibility of school staff. However, in today’s world,...

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Heat Stroke Can Be Fatal...Prevent It!

Take Heat Stress Seriously Summer is fast approaching and with that comes a host of heat associated risks for your employees. Did you know it takes almost 10 days for the human body to adapt to working in hot weather?...

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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How to Inspect Your Roof for Damage Before More Occurs

We all know that owning a home is an expensive investment. Unfortunately, you can’t just move in and let it set. Homes require constant maintenance to ensure you don’t get costly damage. We suggest doing a yearly home...

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Key Things to Consider to Lower Your Energy Bill in Colorado - Small Things Lead to Big Savings!

Southern Colorado Insurance Center discusses many ways to lower your energy bill in Colorado Springs, CO each month. Follow these easy steps. Everyone loves to save money especially if it’s done with a few easy steps....

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Prepare for your Garden this Spring with these Tips!

Spring season can bring so much joy to garden lovers. Growing your own garden saves money on groceries each week, plus can give you the personal satisfaction of growing your own food. It’s fun when you can involve your...

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5 Things to Consider Before you Switch Your Insurance

Switching your insurance policy can save you hundreds of dollars a year. But, make sure you consider these things before you make the switch. Tip #1: Compare Apples to Apples - You’ve seen the commercials – “average...

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Projects and Energy Weekly Snippets

A must read, provided by Projects and Energy Weekly Snippets , 18 March 2016 http://www.hoganlovells.com/projects-and-energy-weekly-snippets-03-18-2016/

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Treating customers fairly, or not?

In today’s times, customers are very much aware of their rights. Whether or not a frustrated customer is standing in a long bank or retail outlet queue - be this in South Africa or even in the bustle of Paris - one is...

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Who is responsible if my neighbor’s tree falls onto my house?

Neighbors are great! You can count on them to keep an eye on your place while you’re away, let out a furry friend or even borrow some last minute ingredients! Shoot, some of your neighbors are probably some of your...

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8 Key Considerations for Builders Risk Policy

As owner of the new manufacturing facility building project, Thyme Manufacturing Co, Inc. has recently hired the project’s general contractor - Perkins Construction, Inc. In addition to developing the minimum insurance...

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Make Sure Your Pets Travel Well for the Holidays

The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of Colorado. If you are gearing up to travel and...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

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Spring Into Home Maintenance Mode in Colorado

Spring is a time for rejuvenation, and, as the weather gets warmer here in Colorado Springs, Colorado, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for...

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Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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Identity Protection Tips for Tax Season

What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...

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Why Being Prepared for a Power Outage is Very Important!

When nasty weather hits it can be easy to say, “it won’t affect me, our power never goes out!” But, being prepared in the event that you do lose power will save you a lot of nervousness and more. There are many things...

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10 Workers Comp issues to watch for in 2016

n an “Out Front Ideas with Kimberly and Mark” webinar broadcast on Jan. 12, Kimberley George, a senior vice president at Memphis, Tenn.-based Sedgwick Claims Management Services Inc., and Mark Walls, a vice president...

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Southern Colorado Insurance Center Gives some Winter Driving Tips

It’s important for every driver to know how to drive in winter weather conditions. It can be challenging to drive in these conditions, but with the knowledge of the information below, you'll know how to stay safe on the...

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Reason to Keep a Home Inventory Checklist

For most of us, we won’t have to experience a disastrous home loss such as a flood, fire, earthquake or other disaster. That doesn’t mean any of us should be less prepared for such an event should one occur. Preparing a...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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Frozen pipe tips

Cold weather is coming! Take steps now to prevent frozen pipes in your home It’s about to get very cold outside! Freezing temperatures can lead to frozen pipes and water damage in your home. Fortunately, there are...

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prevent frozen pipes

It’s cold outside! Here are two simple ways you can help prevent frozen pipes: 1. Open kitchen and bathroom cabinet doors to allow warmer air to circulate around the plumbing. 2. Keep heat at 55 degrees or higher even...

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The trucking Industry is changing

The Trucking Industry Is Changing Technology and new regulations are adding to safety for the trucking industry but also adding considerable costs. The electronic logging devices (ELD) will help drivers more easily...

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