Southern Colorado Insurance Center Blog

All You Ever Wanted to Know About Insurance

How to Adjust Your Desk Chair and Workstation

Are you doing everything you can to be comfortable at work? There are some simple things you can do to help improve your comfort. To start, if you have never adjusted your desk chair, you may be putting some unnecessary...

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the...

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Getting Your Boat Out of Storage and Into the Water

Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to...

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Exercise Diligence When Leaving an Online Review

Everyone today is connected in some way to social media. It can be by Facebook, Yelp, email or other internet outlets. When you write something, you leave your fingerprint for everyone to see. If you go to a restaurant,...

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Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

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Flood Insurance and Sewer Backup Insurance – Not the same thing.

Floods are the most devastating natural disaster in the United States each year causing billions in losses and displacing thousands. While flooding is a common concern for those near rivers and streams, all homes in the...

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Happy and Safe Holidays

Happy and Safe Holidays By Mike Huss Loss Control Supervisor The holiday season is here, and along with the weather, decorations, shopping, and celebrations comes a heightened concern for safety. All the activities,...

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Driving Emergencies – Do You Know How to Handle Them?

Would You Know What To Do In the Event You Have a Driving Emergency - Driving hazards present themselves daily and can occur year-round in every state. But, would you know what to do in the event a driving hazard...

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Safe, Secure Shopping: Tips for Black Friday

It's become almost as much a part of Thanksgiving as turkey and football: Black Friday, the morning-after (or in some cases evening-after) shopping spree. It's the biggest shopping day of the year, an event in its own...

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Understanding Renters Insurance in Colorado

Renters Insurance Policies Help Protect More Than Just Your Personal Items - If you’re like 2 out of every 3 renters who rent a home, apartment or other dwelling, you don’t carry a renters insurance policy. The reason...

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Top 12 States most at risk for employee lawsuits

n 2014, U.S. companies had at least a 11.7% chance of an employment lawsuit being filed against them. However, in 11 states plus the District of Columbia, the percentage is much higher. These states have discrimination...

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Keep Cool While Keeping Your Energy Costs Down

Two thirds of households in America have air conditioners, according to the U.S. Department of Energy — and they spend a total of $11 billion each year running them. Our guess is that most of those households (which...

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Small Fleet Truckers

Southern CO Insurance Center is pleased to now provide a Small Fleet Truckers Occupational Accident Program, available to the majority of the United States market. Open to accounts of all sizes, it is specifically...

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5 Things to Discuss with your Teen Driver

How to Keep Your Teen Safe on the Road - Southern Colorado Insurance Center discusses five safety rules by the NHTSA to keep teens safe while driving in Colorado Springs, CO. This week represents National Teen Driver...

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Most unusual pet claim

Curtis, a Boxer from Princeton, W. Va., has won the 2015 Hambone Award, which honors the most unusual pet insurance claim of the year. Curtis earned the nomination after he swallowed a wooden barbeque skewer, which...

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Preventing ICE DAMS

Preventing Ice Dams Winter is just around the corner and now is the time to let your customers know the steps to take in preventing damage to their home from ice dams. Ice dams are formed when melting snow and ice...

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5 easy Fall maintenance projects

Each year, after homeowners cover their pools and shut off their sprinkler systems, there’s a window of time during the fall when the weather is pleasant enough to get a head start on home maintenance. Winter’s harsh...

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Oh Deer! Drivers aware, it's deer season

While the leaves are changing across much of the country, it’s also that time of year when drivers are more likely to encounter deer – especially during their morning and evening commutes. As those bucks are rushing...

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FMCSA

An article in CCJ reflects information that we have been saying and that was included in the March webinar. Congress is pushing back on FMCSA. Recent headlines: March 4, 2015 – “Senator Deb Fischer to Offer FMCSA Reform...

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Work place fire procedures

Workplace fires account for many injuries and deaths as well as millions of dollars worth of property damage and loss every year. Many of them can be stopped with careful on-the-job fire prevention techniques. It sounds...

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Your Home Maintenance Checklist for Fall

Fall brings more than just changing leaves and shorter days. In many areas, it also comes with a shift in weather conditions that can have a serious impact on your home. And, don’t forget, winter is right around the...

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6 Tips to protect pets from Household Fires

Pet parents want to keep their furry loved ones safe in every situation. The National Fire Protection Association (NFPA) recently released a Pet Fire Safety tip sheet with advice on how to prevent pet-related fires....

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Preparing for a Visit from OSHA

Curious about what happens during an inspection conducted by the Occupational Health and Safety Administration (OSHA) and how to get ready for one? If so, here are some tips and guidelines that may come in handy. For...

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3 Problems Motor Carriers Face with the SMS Model

he Miscommunication and Misuse of Motor Carrier Data When assessing the safety of a commercial auto operation, there is more freely available information today than ever before. As with all data that is easily...

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Are your IT Professionals responsible for your Data Breach Expenses?

Not Likely! Many companies assume that if they hire professionals to manage their website, there is no need to buy their own Cyber policy. This is an incorrect assumption. Multiple laws, both federal and state, define...

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Accident Prevention newsletter

Please check out the latest edition of Loss Control & You, Markel FirstComp's accident prevention newsletter. Feel free to pass this resource along to others in your organization that may find it useful. Loss...

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4 Ways to Help All Children Have a Great School Year

It's back-to-school time, and, if you have school-age children, your household is likely bustling with activity and filling up with books and backpacks. There are other households and school districts in your community,...

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5 Keys to managing a Data Breach

Unfortunately, data breaches have become an extremely common occurrence. Not all of them have the high-profile of a Target, Ashley Madison, Home Depot or Anthem breach, but the damage to a company and its reputation is...

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DRIVERS OF INTERSTATE VEHICLES LESS THAN 26,001 GVW

I understand that Foundation members’ main focus is providing services to interstate for-hire motor carriers, which in most cases, would be insuring 18-wheelers. I have in previous information stated that the Unified...

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Department Of Labor Issues Guidance on Independent Contractors

The U.S. Department of Labor today issued guidance to assess whether a worker is properly classified as an independent contractor. The guidance also helps to determine who is an employee under the Fair Labor Standards...

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Six Tips for Promoting Employee Wellness by Employers Insurance

Employee wellness has become an increasingly hot topic, fanned by studies that suggest sitting for extended periods of time, poor ergonomics and fatigue on the job can lead to potential health issues. However, a new...

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Enforcement of Confined Spaces Rule Postponed OSHA

Enforcement of the new Confined Spaces in Construction Standard, issued by the Occupational Health and Safety Administration (OSHA) on May 4, will be postponed until Oct. 2, the agency announced today. Extension...

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Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

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FMCSA Considers Comments on Minimum Responsibility Limits

The Federal Motor Carrier Safety Administration (FMCSA), a division of the U.S. Department of Transportation (DOT), is reviewing comments on the proposal for regulations that would increase the financial responsibility...

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New Requirements for Colorado Property Managers

New requirements for Colorado Property Managers become effective July 1, 2015. Every active licensed Community Association Manager (CAM) company and licensed CAM sole proprietorship in the state of Colorado, must have...

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Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don't get stuck in traffic, either). And they even have fun - as long as...

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How to prepare for a severe weather storm

Springtime is here … and so is severe weather season We're all glad that the weather is finally warming back up. But this is also a dangerous time of year — those warming temperatures can bring severe weather and...

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How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more Colorado residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

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ARCHITECTS AND ENGINEERS (E&O) COVERAGE

According to recent figures from the U.S. Census Bureau's Value of Construction Put in Place Survey, more than $980,000,000,000 was invested in construction work across the country in 2014. That is an increase of 2.1%,...

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Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member, it may be a good time of the year to provide some extra...

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How to Protect Your Business From Workers’ Compensation Fraud

Workers' compensation claim-related fraud can be costly, but by knowing the warning signs, businesses can help prevent it. Following are several "red flags" that are common signals of potential workers' compensation...

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Credit Card theft has become even more complicated

New way of STEALING... ESPECIALLY LOOK AT SCENE THREE... Be sure to read Scene 3. Quite interesting. This is a new one. People sure stay busy > Trying to cheat us, don't they? SCENE 1. A friend went to the local gym...

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Construction Defect Claims

Litigation over whether a Commercial General Liability insurance (CGL) policy provides coverage for faulty workmanship claims is rapidly evolving. Since 2012, six state supreme courts (CT, WV, ND, AL, GA, and OH)1 have...

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Top 10 Mistakes Builders make

1. Fail to see a collapse coming. All markets are local, and they all go through an up-and-down cycle, Stephani said. He said builders need to keep tabs of warning signs by monitoring the number of starts in their area,...

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7 Deadly Sins to Car Insurance

As a driver, you can forget about greed and gluttony. Instead, you need to beware of other deadly sins that could mean you'll have a devil of a time when it comes to purchasing auto insurance. If you commit one of these...

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