Being an insurance broker, I come across some very unique claims and back-stories. Looking at some that happened nationwide or even internationally can really get you thinking. I thought it would be fun to mention some of these and tell you if the claim was paid or if it got denied and why.
Camel Candid Camera:
A farmer was returning to his vehicle after visiting a floral nursery when he saw and caught on camera a camel kicking his vehicle. It left a sizeable dent in the vehicle but luckily the farmer had a good Auto insurance policy. Because he could prove it was the camel, the insurance agency paid the claim!
Very Dry Cleaning:
A man hung his wet boxer shorts on a line to dry in front of a gas fire place. He left his house only to return to find no boxer shorts left and a large amount of smoke damage to his home. Luckily for him he had a good Home insurance so the claim was paid!
Up the River:
John Doe and his wife realized he was worth more dead than alive. He faked his death by paddling a canoe into a storm and having his wife secretly pick him up on shore. He camped along-side the body of water long enough for him to grow a beard to avoid anyone recognizing him. His wife collected on the policy and they eventually moved to Panama where they bought a house. He returned saying that he had no recollection of what had happened, which worked until a photograph was discovered of him and his wife in front of their new house in Panama. Even though he had Life insurance and it was paid, the claim was overturned and the money was collected back, as well as a prison sentence.
Keep your Eyes on the Road:
A British man was traveling through Greece. Two women in bikinis caught his gaze and he couldn’t help but staring. The issue was he continued walking only to walk into a bus shelter where he broke his nose. The man had Traveler’s insurance and because of this, his insurance paid the claim for his medical expenses.
Hopefully none of your claims or necessary coverage have to be as wild as some of these stories, but even if they do, we at Southern Colorado Insurance Center work to make sure you are properly covered. To get more information on what we can do for you call Debbie at (719) 329-4441 or send her an email at youarefirst [at] scicteam [dot] com.