Southern Colorado Insurance Center Blog

All You Ever Wanted to Know About Insurance

WRAP Insurance Program

Introduction Today's restrictive General Liability Insurance climate requires creativity when working with new construction developments. Southern CO Insurance has the knowledge and experience to quote a WRAP for...

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Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Keep Pets Happy and Safe on Vacation

You’re not just imagining it—a lot of people are traveling with their pets these days. According to a TripAdvisor survey of more than 1,000 travelers, 53% of those responding said they take their pets on vacation, and...

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Five Ways to Protect Your Personal Electronic Data

Online data breaches are just an unfortunate fact of life now-as the New York Times put it, you might as well assume that your personal information has been taken, because cyberattacks happen all the time. That’s why we...

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Who Needs Envirnomental Liability?

WHO NEEDS ENVIRONMENTAL LIABILITY? The need for environmental insurance has increased in recent years. Governmental oversight has definitely increased. Going back to the Savings & Loan crisis of 1980’s the focus...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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How Drones are performing roof inspections

Several areas of concern in the roofing industry have resulted in a negative reputation for many companies and the industry at large. With high costs for repairs, inaccurate and dangerous inspection methods, and a lack...

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Let's Keep Our Lawns and Ourselves Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for...

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Colorado Hailstorm Carries $169,000,000 Insurance price Tag

Thousands of Fountain and Colorado Springs CO are residents were bury cleaning up and meeting with insurance adjusters after an unusual early morning June 13th storm that pounded vehicles and roofs with golf ball size...

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5 Ways to protect your vacant property

Typical home insurance policies are not intended to insure vacant properties. (Photo: Shutterstock) Related: Vandalism, an explosion and a vacant property The risky side of vacant properties - From a 1st party...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course. But,...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Introduction to WRAP or OCIP Programs

More and more contractors are being required to work under owner controlled insurance programs (OCIPs). At one time, these programs were limited to large single-site projects. As time goes by, they are appearing on...

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Is Your Construction Risk Management Program Optimized?

Construction Risk Management provides insight into some of the thorniest risk and insurance issues that arise on construction projects. Do you utilize subcontractors on your construction projects? Do your construction...

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Hiking for beginners

Hiking is a wonderful way to immerse yourself in the outdoors. Transported by your own two feet and carrying only what you need for the day on your back, you can discover the beauty of nature at whatever pace you’re...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Protect yourself from Carbon Monoxide at Home and at Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Equine lawsuit

The U.S. Court of Appeals for the Eleventh Circuit, reversing a decision by the U.S. District Court for the Southern District of Florida, has ruled that a liability insurer had no duty to defend its insured against a...

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New Personal Flook Insurance produce

Message from the Editor ISO's New Personal Flood Insurance Product - It is no secret that the National Flood Insurance Program (NFIP) is drowning in billions of dollars of debt, and the dire situation dramatically...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

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6 Homeowners Insurance Tips for Super Bowl Party Hosts

Despite the fact that not everyone loves American football - particularly in light of its recent politicization via the "Take a Knee" campaign - most everyone loves a party. That makes the ad hoc holiday known as Super...

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What You Need To Know About Insurance For Colorado Restaurants

Colorado Springs is a vibrant community. Starting out as smaller city not too far back, Colorado Springs is now home to approximately 674,000 people. With the growing population the city has also been expanding from an...

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When the lights go out in Colorado: Preparing for a power outage caused by winter weather

Colorado winters can be unpredictable. Just when you think it is over, local TV and radio stations report on snow storms on the way. Do you know what to do in the event of a power outage this winter? Proper preparation...

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern Colorado home is a “perfect storm,” according to safety consulting...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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