General liability insurance, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Southern Colorado Insurance recommends that all businesses have Colorado liability insurance coverage in place. Contact us today to decipher the correct commercial liability insurance for you and your company. At Southern Colorado Insurance Center we want to give you the peace of mind to not have to worry about these minor details in your business.
Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of general liability insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Southern Colorado Insurance recommends that all professional and technology companies have E&O Colorado liability insurance coverage.
Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Southern Colorado Insurance recommends considering this type of Colorado liability insurance coverage.
D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.
To find out more about these, as well as other general liability insurance products and services, call us and we’ll help make sure you’re properly covered in Colorado with liability insurance.