Lightning damage and protection By: Mike Huss, Loss Control Supervisor Lightning damage is a costly and frequent occurrence. According to Underwriters Laboratories, Inc. (UL), lightning accounts for more than $1 billion...

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Hail damage and protection By: Mike Huss, Loss Control Supervisor Most areas of the country experience hail storms that can cause significant damage to rooftop equipment, severely disrupting your business and costing...

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Windstorm damage and protection By: Mike Huss, Loss Control Supervisor High velocity winds can damage your business property, including your vehicles, in a matter of minutes. After all, it's impossible to predict the...

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Heat illness – What you need to know By: Mike Huss, Loss Control Supervisor Per Cal/OSHA, heat stroke, the most serious health problem for workers in hot environments, is caused by the failure of the body’s internal...

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When a condo is rented out by its owner, the owner's personal property there may no longer be insured. Question: We insure a Condo Trust under a business owner's policy (BOP). A condo unit owner was injured in a slip &...

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Take the Bite and the Sting out of Working Outdoors Working outside puts workers at risk for countless hazards. One group of hazards that doesn't get as much attention are biting and stinging insects and animals. Here...

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Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

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Do you own a restaurant or other food service in the state of Colorado? If so, you already recognize that food spoilage can become a huge liability in your line of work. Whether you operate a catering company, own a...

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According to the U.S. Bureau of Justice Statistics, 17.6 million people nationwide became victims of identity theft in 2014. This indicates an increase of 1 million victims over 2012 statistics. (Source: https://www.bjs....

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When shopping for personal insurance, many individuals like to add towing and roadside assistance to their auto policies. As the owner of a tow truck in Colorado, you help people every day, and you understand the...

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